Verified answer

No. Medical records are protected by privacy laws. No one at the hospital can share your diagnosis with anyone other than other medical professionals, unless you provide written permission.

However, those with terminal or long-term illnesses rack up huge medical bills (even with insurance), which will be known to anyone who runs a credit check.

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The only way they could access your medical records is if you sign a HIPAA compliant authorization naming that compnay as the recipient of your records. If you have an account protection plan the compnay that handles that plan may request limited records with your signed authorization if it is to verify illness so the plan can cover your payments while you are sick, but they won't and can't just access your records for the heck of it.

That's the most absurd thing I've heard today. Congrats.

So you think there's someone who's job it is to sit in a hospital all day, waiting for someone to be terminal, so they can call all that person's creditors and tell them?

Gullible much?