Student loan for permanent residents (immigrants) in Australia
The answer is very simple. You won’t be able to receive financial assistance for your education from the government in Australia easily if you are a permanent resident.
The government provides two loan schemes.
FEE-Help
FEE-HELP is a loan scheme that assists eligible fee paying students
to pay their tuition fees. FEE-HELP can cover all or part of a student’s
tuition fees. Over their lifetime, a student may borrow through
FEE-HELP an amount up to the FEE-HELP limit (see section 3.6) to pay
their tuition fees. There is a loan fee of 20% for FEE-HELP loans for
undergraduate courses of study. The FEE-HELP limit does not include
the loan fee.
There is no loan fee for FEE-HELP loans for postgraduate courses,
bridging study for overseas-trained professionals, enabling courses or
units of study undertaken with Open Universities Australia. For more
information about charges on your FEE-HELP loan, see section 6.6.
The Australian Government pays the amount of the loan direct to a
student’s higher education provider or to Open Universities Australia
in the case of its students. Students repay their loans through the
Australian taxation system once their repayment income is above the
minimum repayment threshold for compulsory repayment. Voluntary
repayments may be made at any time, regardless of income.
Please note that the government has made it too difficult for immigrants to receive a Fee-Help loan to continue their education.
Immigrants (permanent residents) are eligible to receive Fee-Help if they are undertaking
bridging study for overseas-trained professionals. The majority of permanent residents who wish to continue their education are not usually eligible for a FEE-Help Loan. (read Section 5/Fee-Help Booklet carefully).
HECS = Commonwealth Support
In the Australian higher education system, Australian citizens, New
Zealand citizens and the holders of an Australian permanent visa are
classified as ‘domestic students’ (see Useful terms). Only an approved
Australian higher education provider can offer domestic students a
Commonwealth supported place (formerly known as a HECS place).
Most undergraduate students are in Commonwealth supported places.
Other students undertake their higher education in fee-paying places.
Commonwealth supported students are generally required to contribute
to the cost of their higher education through a student contribution
(see Chapter 3 and Useful terms). The Australian Government also
contributes to part of the cost.
The Higher Education Loan Programme (HELP) allows eligible students
to defer their student contribution (through HECS-HELP) and repay it
later through the taxation system.
Please note that Master/Bachelor degree programs are not usually considered as a commonwealth supported place. That simply means you have to receive a Fee-Help loan.
There is no such thing as a PR Student. In order to get a PR visa you have to already have completed your degree - got a couple of years experience and your career has to be on the list of accepted careers for migration (which does not include any business type degrees - only teaching, dentistry, medicine, nursing). You are an international student and there is no getting around that. You have to pay international student fees for any degree to you wish to undertake in Australia. As for loans/allowances - why would a country you are not a citizen of pay for you to study there? The citizens of the country pay taxes - they dont pay them to support a non-citizen who does not wish to enter Australia to use their resources. That is insane. Turn it around - would your country give me an allowance and give me a loan to study at one of your universities by distance education? EDIT: You can only get HECS for an undergraduate degree if you do not have one already - and the undergraduate degree can only be studied on Australian soil. Similary Austudy also can only be got for an undergraduate degree if you dont have one already and only if you are studying FT on Australian soil.
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Verified answer
Student loan for permanent residents (immigrants) in Australia
The answer is very simple. You won’t be able to receive financial assistance for your education from the government in Australia easily if you are a permanent resident.
The government provides two loan schemes.
FEE-Help
FEE-HELP is a loan scheme that assists eligible fee paying students
to pay their tuition fees. FEE-HELP can cover all or part of a student’s
tuition fees. Over their lifetime, a student may borrow through
FEE-HELP an amount up to the FEE-HELP limit (see section 3.6) to pay
their tuition fees. There is a loan fee of 20% for FEE-HELP loans for
undergraduate courses of study. The FEE-HELP limit does not include
the loan fee.
There is no loan fee for FEE-HELP loans for postgraduate courses,
bridging study for overseas-trained professionals, enabling courses or
units of study undertaken with Open Universities Australia. For more
information about charges on your FEE-HELP loan, see section 6.6.
The Australian Government pays the amount of the loan direct to a
student’s higher education provider or to Open Universities Australia
in the case of its students. Students repay their loans through the
Australian taxation system once their repayment income is above the
minimum repayment threshold for compulsory repayment. Voluntary
repayments may be made at any time, regardless of income.
Please note that the government has made it too difficult for immigrants to receive a Fee-Help loan to continue their education.
please visit: http://www.goingtouni.gov.au/ and download the Fee-Help booklet.
Booklet:
http://www.goingtouni.gov.au/NR/rdonlyres/93C2F7D7...
Immigrants (permanent residents) are eligible to receive Fee-Help if they are undertaking
bridging study for overseas-trained professionals. The majority of permanent residents who wish to continue their education are not usually eligible for a FEE-Help Loan. (read Section 5/Fee-Help Booklet carefully).
HECS = Commonwealth Support
In the Australian higher education system, Australian citizens, New
Zealand citizens and the holders of an Australian permanent visa are
classified as ‘domestic students’ (see Useful terms). Only an approved
Australian higher education provider can offer domestic students a
Commonwealth supported place (formerly known as a HECS place).
Most undergraduate students are in Commonwealth supported places.
Other students undertake their higher education in fee-paying places.
Commonwealth supported students are generally required to contribute
to the cost of their higher education through a student contribution
(see Chapter 3 and Useful terms). The Australian Government also
contributes to part of the cost.
The Higher Education Loan Programme (HELP) allows eligible students
to defer their student contribution (through HECS-HELP) and repay it
later through the taxation system.
Please note that Master/Bachelor degree programs are not usually considered as a commonwealth supported place. That simply means you have to receive a Fee-Help loan.
Fore more info visit http://www.goingtouni.gov.au/Main/Quickfind/Paying...
Information Booklet:
http://www.goingtouni.gov.au/NR/rdonlyres/35A9BDC0...
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Fee Help For Permanent Residents
There is no such thing as a PR Student. In order to get a PR visa you have to already have completed your degree - got a couple of years experience and your career has to be on the list of accepted careers for migration (which does not include any business type degrees - only teaching, dentistry, medicine, nursing). You are an international student and there is no getting around that. You have to pay international student fees for any degree to you wish to undertake in Australia. As for loans/allowances - why would a country you are not a citizen of pay for you to study there? The citizens of the country pay taxes - they dont pay them to support a non-citizen who does not wish to enter Australia to use their resources. That is insane. Turn it around - would your country give me an allowance and give me a loan to study at one of your universities by distance education? EDIT: You can only get HECS for an undergraduate degree if you do not have one already - and the undergraduate degree can only be studied on Australian soil. Similary Austudy also can only be got for an undergraduate degree if you dont have one already and only if you are studying FT on Australian soil.
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