Verified answer

Assuming you are inquiring about American rules of quotation punctuation (as British rules differ):

Generally speaking, whether the comma is at the end of the quote, or needed for the sentence in which the quote appears, the comma goes *inside* the quotation marks.

For example:

Mike Royko, otherwise known as “The Voice of Chicago,” wrote a daily column for more than thirty years.

If, however, the sentence in which you use the quote *ends* at the end of the quote, you *omit* the comma -- even if it was in the original quote -- and insert instead a period.

For example:

[“You will recognize your own path when you come upon it, because you will suddenly have all the energy and imagination you will ever need." Jerry Gillies]

For those who still feel lost, Jerry Gillies optimistically insists “You will recognize your own path when you come upon it.”

I do it if the quote isn't a sentence itself. case in point: the final observe of your question develop into "proper". i'm in all probability not doing it top, in spite of the shown fact that. What gets rather confusing, is while the quote is an entire sentence, yet i'm in basic terms utilising it as a clause, because of the fact then i will finally end up with a cumbersome looking ."; combination. "Hmm...it seems such as you have numerous punctuation."; Yahoo! says. properly, "It seems such as you forgot to place an area between the elipses and the i!", says I.