Liberals: How does eliminating incentives to provide low premiums decreases health insurance premiums?

Premiums have gone up since Obamacare passed. Why? The only way people can protest high insurance premiums to not buy insurance until the premiums go down. Now that they must buy insurance or face jail time, companies are free to raise premiums as much as they want.

Update:

No one forces you to buy food. The USDA also engages in price controls for food.

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