Personal loan question?
Has anyone been approved for personal loan through commerce bank? We are expecting a baby in a few months looking to do some home upgrades and borrowing 10,000 unsecured. My credit is a 775 has anyone been approve or not by commerce, or does anyone know of a better bank to seek the loan? I've seen alot of people talking about citifincial? Any information or personal experience would be great thanks!!
More Questions From This User See All
Answers & Comments
Verified answer
If you're looking to borrow for home improvements, then I would recommend some sort of home equity loan. It will have lower interest and payments than an unsecured loan and you will be able to pay it off over a longer course of time.
The monthly payment on a 10k unsecured loan will be anywhere from $200/mo and up. A home equity loan would have a much lower monthly payment, which should come in handy with all the additional expenses you will incur when your child arrives.
2
People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,
I am Mrs Amy John,currently living in texas,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Endurance Dawn who gave me a loan of $28,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contactMr Endurance Dawn.He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at [email protected]
Personal loans are tough but your credit score is awesome. The next question is your income how high is it. If you got a good income you should get the loan from any lender easy.
well I am reading the news and Ctti and BofA are in trouble and or getting a bad reputation.
Try researching a Credit Union in your area.
The rates are usually a lot better too.