Verified answer

Yep. It's usually lower than for physicians, but all depends on state, place of employment, and field.

Rob is once again incorrect. While he is right that a PA must work under a physician and that often the group covers malpractice insurance, it is not an always situation. It all comes down to the contract and type of employment. A PA that is an independent contractor may need to supply his own malpractice insurance.

To be fair, the same is true of physicians. If malpractice insurance is what's keeping you from becoming a physician, you need to sit down and speak with actual physicians. Most physicians I know are employees of groups or hospitals that cover all insurance. Private practice physicians set up their practice so the PRACTICE covers it via the business side, rather than dealing with it out of personal salary.

Of course they can be sued, and do. There is individual malpractice for PAs through the PA academies, it runs several thousand a year. Most PAs do get added on to their group (if like an urgent care or a group practice) insurance, the hospital insurance, or the Physicians' insurance however.

Malpractice insurance is needed.

ANY one can be sue for whatever.

PA normally get their malpractice insurances

under the Physicians Group that they work for.

PA do not need to get their own as they can

NOT practice by their self.

Anyone in the medical field can be sued for malpractice, not just doctors. Even sonographers (ultrasound techs) need malpractice insurance.