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there are always exceptions to the rule so of course if the buyer has a suitcase full of money with the full purchase price, and the seller owns the home outright and there's clear title and the buyer trusts that there's nothing wrong with the home, etc. etc. then you don't need to go through escrow. But in the real world, the buyer and seller always need a certain amount of "unbiased" security in the form of the escrow which is there to protect both the buyer and seller from a less than perfect transaction

as quickly as the deal fell with the aid of you will possibly desire to have the ability to get it decrease back actual away assuming it replaced into no longer an earnest funds deposit. If it replaced into an earnest funds deposit you will possibly no longer have the ability to based on the words of your grant to purchase the valuables. least perplexing way is to chat to the guy you gave the money to and ask for it decrease back.