Verified answer

With out more information, no one here can tell you if you will get approved for an auto loan.

There are auto loans out there for most credit situations, Just don't assume the worse if you have bad credit. Most larger dealerships have special finance departments that will do their best to get you an auto loan, even with bad credit. You can also apply online with a reputable company that will match you up with a licensed dealer in your area.

Lenders will look at your credit score and profile; your income; your debt to income ratio: job history and the vehicle you are wanting to purchase.

No amount of down payment will make a lender ignore that fact that you have lousy credit. bad crdit means you are irresponsible wiith your money. Just because you have cash now doesn't mean they can ignore that fact.

You will need a cosigner and a large down payment to have any hope of getting a loan.

You will need a co-signer with good credit.

I would say no... but I'm not the loan comapny so what I think doesn't really count. Talk to the loan/finance comppany, they are the ones who will give you the final answer.