So I recently got into a lot of new financial stuff to me.. First I purchased a vehicle, then got insurance, then got a loan to rim it. I also have a monthly bill of 122 dollars for my phone service..
I created allotments for my first three payments (Car + Insurance + Loan) so that's automatically taken off my account.
However, my paycheck came today on 0 because I work in the military and the allotments were all taken off my account, which is retarded to my understand because they told me that they would be split between the first and second month.. :I.. I also have a ticket to pay (135)
Pretty much I'm royally fkd.. anyone have any ideas of what I can possibly do to get out of this hole? I know that getting into more debt by getting a Credit Card, or another Loan is retarded.. so help me out :O
Answers & Comments
Verified answer
Sell the car, pay off the loan and buy a beater you can pay with cash. Get a better phone plan or use your phone less. $122 a month is ridiculous. Quit texting or using the internet. If you're wasting money on these items, I assume you're doing the same on others. Cut back your spending. Good luck.
About 2 dozen military wives that i`ve meet in the past three months have started a part time business to help pay bills for food,clothing,car insurance, etc. while there husbands are on active duty. Go to www.ffs.mentorsclub.com this is one of the income opportunities they are using.
Do you use USAA banking? This has helped me and my husband alot with banking, we are actually doing alot better since we switch. It is Military only. They help with loans and great customer service. It may be smart to try to find a low interest that doesn't have a short term interest amt.