Official Ohio Moped laws?

I have read about thirty articles and talked to a few of my friends and I have gotten mixed up answers about the real laws. First, do you have to take a road test? articles say you have to but my friend did not have to take a road test just a visual and rules of the road test. Also do you have to have insurance? My friend says you do but in the articles it does not say anything about insurance. Thank you for the help.

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