I'm going to get my license soon. Is it okay for me to drive one of my parents cars because they have insurance on them? Or do I have to have my own insurance? Because I thought I only have to have insurance if I have my own car.
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If you are covered on the folks insurance driving their cars you are ok. If you are going to drive other cars, get a SR22(low risk) That covers minimum state requirements in OH for liability, it only covers damage to property or other cars not the on you are driving. It is the cheapest if your car is owned outright.
Once you have your license your parents will have to add you to their insurance as a secondary driver. Once they do that, and give you permission to take the car, you would be covered.