Verified answer

If you have the credit, just finance it. With a credit card, you may use it for things you can't afford. Really preference, but it'll probably save you time if you finance it directly through Dell, HP, Sony...etc.

Because, if you get a credit card, you have to wait to be approved, sent the card, then order the laptop/computer, wait for them to build it, then wait for shipping.

In the historical days we trusted the better trade Bureau (BBB) and cellphone calls. It is all changed now. Any child can purchase a phone for $10 or use Skype, so telephone is beside the point. And money is now not the fundamental system of cost. So... In no way ship any money via Western Union, cash order and so on. This is what scammers use. In the post-cash financial system, the only nontoxic indicator of a legitimate trade is its access the cozy cost programs offered via Visa, MasterCard, Discovery and American specific. Some folks would possibly not understand that except you have a demonstrated merchant account (an account that's linked to an actual financial institution and business), you cannot approach credit cards. You ought to endure a verification system to be granted a license. Best respectable firms are licensed to process primary bank cards. Both Visa, MasterCard and American categorical are very vigilant about their operations. They are going to terminate any service provider in case of any discrepancies or client complaints. Additionally, the consumer is covered towards unauthorized transactions by using the federal law, that shifts the responsibility to the banks. In these days, we've got the at ease mechanisms to eliminate most risks. Use them!