When you take out a loan they will want you to take your time to pay it off. The longer you take the more money the bank will make due to interest rates. If you go through with your loan you should pay it off as fast as possible so you don't lose to much money in the process.

Make sure it's something you can handle before you take a big loan. One of my mates took out a loan for a car and he couldn't a ford to keep paying it off, so he had to sell his car and still was in debt with the bank. Know the interest rates and do the math.

I hope this helps and good luck