And the other people called the cops. In our area, you aren't supposed to call unless someone is hurt or there's over $3000 in damage, but they did anyways. (no one was hurt, only damage was to our car.)

I got a ticket for Failure to Yield (thought it was a 4-way, it was only a 2-way) and the ticket was for $110.00. I'm going to try to get it reduced. I went to my insurance company and told them what happened, but they said no one had called about it from the other people's end. If no one calls to make a claim, does my insurance rate still go up?