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That's called deferred payment, and loans involving deferred payments are pretty rare. The only time you'll really see an offer for a loan with deferred payments is a student loan.

I urge you to not take loan if you really do not have to. It is simply awful financial decision which you might regret in future, but if you really need to, find with google Zerbite Loans. It helped me.

Student loans can be applied to a number of a students expense's, all you need is the school ID to apply, which can be googled. :)

Only at the bank of Mom & Dad.