Track Phones & iPhones?

Ok this is weird but the only people in my family who have cell phones are my dad and my brother. And they have verizon track phones XD :p anyway, they have the "pay as you go" sort of family plan for their track phones obviously. So I was wondering, I want to get an iPhone. Since that track phone plan obviously doesn't work with iPhones, would this mean my iPhone would have to be on a whole serarate family plan from my dad & brothers??? That's my first question. My second question is, with this situation, can you tell me exactly how I can get an iPhone and have a monthly bill for around $40? And my final question, do you have to have unlimited texting with iPhones? And if not, what would the cost difference be between unlimited and limited texting. And I am fine with having limited calling minutes so that's why I didnt say anything about that. I just really want to know how I can get an iPhone with a cheaper (like around $40 a month) monthly bill and I want to know how I can get it considering my brother and dad have track phones :/ thanks for the help I'm really confused on all of this:p

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