Genetic/Preconceptual Counseling?

My husband and I are hoping to get pregnant by year's end. Now, when I was a baby I had cancer, which caused me to be disabled (partial paralysis). I'm also small (4'8", 85 lbs.). So my GYN wants my husband and I to have genetic/preconceptual couseling before we even try to have a child.

I'm confused about what genetic counseling/preconceptual counseling involves. Blood tests? Sperm counts? Huh? And my insurance is all "We'll pay 100% for the office visit, 90% for lab work, and nothing if the diagnosis is infertility." How can he diagnose infertility before we even try? I would think my regular OBGYN would diagnose that. I'm so confused .....

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