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No. If the bank only loans $7500 and up, that's $7500 on top of your $3000 down payment. So the car you buy would have to cost at least $3000 + $7500 = $10,500. But..........with no credit, your chances are slim on getting approved even for that amount. And not having a steady job makes it worse.

I suggest finding a good car that you can buy with your $3000 cash. Then trade up to better cars as your situation and finances improve in the future.

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You cant borrow from a traditional lender. You don't have a full time job and you don't earn enough.

Sub prime lenders, buy here pay here types will finance you. Problem is their cars are WAY overpriced and their interest rate is high.

AVOID.

Buy a $3000 car for cash or do without.

Unless you clearly can't make the payments a dealership will get you off the lot.

I've always been given the advise to try for a loan through a bank, and if the bank doesn't approve it, you can't afford it. In short, a bank will watch out for you, a dealer just wants to make the sale.

There's more to it than that, but thats the basic concept of it.

Btw I have a part time job and i am looking to get a second job.

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Like that? No way. Buy a $3000 car.