I've been sued by American Express for the amount of $9k. Unfortunately, $4k of that amount was disputed by me because the merchant never delivered the merchandise that I paid for. And, even though I disputed the transaction within the first 30 days, American Express didn't honor my dispute and without giving me any explanation for their decision. Well, they actually credited the amount of $4K right when I filed the dispute but then, they took it all back 3 months later. When I asked their lawyer for an explanation, he went ahead and filed a lawsuit against me and won a judgment by default because I didn't know that I needed to answer to his motion within 30 days and I was under the impression that I only need to go to the judge and defend my case on my court date which turned out to be a case management date. How can I sue these bastards? I can't just let them get away with this!
Update:The so called lawyer's name is Richard E. Golden from Bleier and Cox law office. We gotta stop these people from doing these illegal actions, but how?
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You will be fighting a losing battle.
I would sue that merchant in Small claims court for goods he charged you for without delivering.