Florida insurance companies deceiving clients?
Had extensive damage from Issac. I am insured with Universal property and casulty insurance company, for many years, and they do not want to cover my roof because they say now"that I did not regularly maintain the roof". I have spoken to many homeowners and they have never heard of "regular maintenance" on a roof. I have had a public adjuster come in and have appraised my exterior and interior damage in excess of $34000. The insurance company wants to pay out $12800,after deductible of $10000 (which I understand) I would receive $2800 to repair over $30000 in damage. In my policy it does not state "regular maintenance" is required. If politicians would fight for the average American homeowner we would be better off. [email protected]
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Was the roof over 10 years old?
In my area, they will not give full value for a new roof if the roof was over a certain age.
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