Ok.. So my gf got into a wreck. Other drivers fault, the other driver had no insurance, no DL. Accident report states other driver is at fault(she cut off my gf when my gf had the right of way.) So our insurance has stated that there might be a big possibilty that the car is total loss. She has a 2002 honda accord lx wth abt 140,000 miles on it. So.. We are wondering how much will the insurance offer us for the "total loss of the car." any help??
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Most of your bigger insurance companies use a company called autosource and CCC. They take in consideration everything about your vehicle, year make model condition mileage tire wear everything and then enter it into their database to come up with a value based on your zipcode and area. These are built on what vehicles are going for in that particular area. Your can check websites like NADA or KBB but these are not what most insurance companies pay.
My insurance goes by the average retail in my zipcode for vehicles of the same year with the same miles. If you research it before they make you an offer, you will now if they're offering you enough. You may be able to ask for more money.
Your genuine issue isn't with the coverage. Your genuine issue is a loss of preparation. Sht occurs. it relatively is not a query of will you're able to desire to purchase yet another motor vehicle. The question is.. whilst will you're able to desire to purchase yet another motor vehicle. there are various clarification why your cutting-edge experience can grow to be broken. you're able to desire to be arranged to purchase yet another motor vehicle. I understand that situations are problematical and that your only working section time. I understand why your not arranged for this. i'm only announcing that the treatment on your issue isn't with the coverage. You the place appropriate to not carry finished coverage on a motor vehicle of the variety of low value. yet once you are attempting this you in addition to mght could desire to place funds aside so which you will get yet another motor vehicle whilst mandatory.
you could sue the other party for not having insurace, and you'll probably get a settlement